Loans

Auto Loans
Ready for a new set of wheels?  We offer low rates and competitive terms.  Call or visit today.
Benefits

• Competitive rates
• Local decision making means faster approvals
• A range of terms
• Optional credit life or disability insurance
• GAP Plus insurance (Guaranteed Asset Protection)
• RT 66 Extended Warranty
• Free auto transfer from your Home Federal Credit Union share draft or share account.
• Free payroll deduction
• ► APPLY HERE

Recreational Loans
Looking for the perfect toy? We finance Travel Trailers, Motor Homes, Motorcycles, ATV’s, Trailers (car, utility, recreational, or livestock), and Farm Tractors.

Benefits

• Competitive rates
• A range of terms
• Local decision making means faster approvals
• Optional credit life or credit disability insurance
• ► APPLY HERE

Credit Builder
For our members that have little to no credit history, let us help you build your credit profile.
Benefits

• Lower interest rate than most personal loans
• Build your credit history

Signature Loans
Get a personal loan for just about anything.  Are you looking to do a few things around the house or just looking for some extra cash for your vacation?  A signature loan may be just what you need.
Benefits

• No collateral required
• Borrow anywhere from $500.00 to $7,500.00
• Terms up to 48 months
• Free auto transfer from your Home Federal Credit Union checking or savings
• Free payroll deduction
• ► APPLY HERE

Share Secured/Share Certificate Secured
You can use your share or share certificate with Home Federal Credit Union to secure your loan. 
Benefits

• Low rates
• Still earn dividends on the full balance of your savings
• A range of terms
• Use your savings to secure a loan for your friends or family

Student Loans

• The Smart Option Student Loan® for Home Federal Credit Union by Sallie Mae®
• For borrowers attending degree-granting institutions.
• Now you can pay for college the smart way with three great repayment options and competitive interest rates!
• This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

To learn more or to apply, please get started here.
► APPLY HERE

The Smart Option Student Loan features and benefits:

1. • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
2. • No origination fee and no prepayment penalty
3. • Benefits and an interest rate reduction available
4. • Rates that reward creditworthy borrowers
5. • Applying with a creditworthy cosigner may help you qualify
6. • 100% US-based Student Loan Specialists

To learn more, please get started here.
► APPLY HERE

Mortgage
Looking for the home of your dreams?  We would love to help.
Benefits

• Low, fixed interest rates
• No prepayment penalties
• Local decision making for faster approvals>
• Fixed 10 and 15 year terms
• 5 and 10 year balloons
• Home Equity Fixed
• ► To apply please contact Jennifer at 304-623-6800.

Credit Card
Benefits

• Get up to a $10,000 limit
• 1 % yearly cash back reward
• Access your card online at www.ezcardinfo.com
• ► APPLY HERE

*Rates subject to change daily
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